BlocLend is the crypto-backed lending marketplace where borrowers unlock liquidity and lenders earn yield — no banks, no gatekeepers, no credit checks. Just collateral and trust.
Real-time pricing. Enter your holdings, get your terms instantly.
Keep your crypto. Get cash. Repay on your terms. It's that simple.
Link MetaMask, Coinbase Wallet, or any supported wallet. We'll display your BTC and ETH holdings automatically.
Choose your collateral amount, loan term, and see your rate instantly. Our calculator shows everything upfront — no surprises.
Accept terms, lock collateral in escrow, and receive USDC/USDT to your wallet. Approved within 24 hours. Repay and get your crypto back.
Browse curated loan requests. Fund the ones that fit your criteria. Earn 9–12% backed by real crypto collateral.
Institutional-grade infrastructure. Your assets are secured, not speculated with.
All collateral is locked in smart contract escrow. BlocLend never holds, lends, or rehypothecates your assets.
All participants undergo identity verification. Lenders must confirm accredited investor status under SEC Rule 501.
Collateral values are monitored 24/7. Automated alerts and margin calls protect both borrowers and lenders from volatility.
Every loan shows interest rate, total repayment, liquidation threshold, and term length before you sign. No hidden fees. Ever.
BlocLend is a crypto-backed lending marketplace. We connect crypto holders who need liquidity with accredited lenders who want yield. Think of us as Airbnb for lending — we're the platform, not the bank.
No. BlocLend is a technology platform that facilitates direct lending between borrowers and lenders. We are not a bank, lender, or financial institution. All loans are directly between the borrower and lender.
Currently, BlocLend accepts Bitcoin (BTC) and Ethereum (ETH) as collateral. Additional assets will be added as the platform scales.
We monitor collateral values 24/7. If your collateral approaches the liquidation threshold, you'll receive alerts and have the option to add more collateral. If the threshold is breached after a 3-day grace period, collateral is liquidated and proceeds go to the lender, with any excess returned to you.
Lender access is currently restricted to accredited investors as defined under SEC Rule 501. This includes individuals with a net worth over $1M (excluding primary residence) or annual income exceeding $200K ($300K jointly).
Lenders earn a minimum of 9% on funded loans, with potential for higher returns depending on term and risk profile. All returns are backed by over-collateralized crypto assets at 50% LTV.
Loans are typically approved within 24 hours, sometimes sooner. Once approved, funds are dispersed in USDC or USDT directly to your wallet.
The minimum loan amount is $25,000. There is no maximum cap — loan size is determined by collateral value at 50% LTV.
Whether you need liquidity or want yield — BlocLend is your platform.